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If someone from the other driver’s insurance company contacts you after the accident, it is generally best not to speak with that person, as it could hurt your claim. Generally, your best course of action is to contact an experienced accident lawyer to deal with the insurance company on your behalf. Bear in mind that the goal of the insurance company is to pay out as little as possible on the claim, and that the company’s representative will try to get you to settle for as little as possible.